I went back to Dubai, and after two years, I had completed the monthly payments. In 2015, I returned to the Philippines because the condominium was ready for occupancy. However, with the assistance of my real estate agent, I still needed to apply for a home financing loan from a bank. At the time, my annual salary was not sufficient to meet the bank's lending limits, so my application was not approved.
Because of this, I decided not to continue with the purchase of the condominium unit. I did not feel any hard feelings, and I returned to Dubai. The real estate company gave me back 50% of my deposit, which was equivalent to the PHP 10,000 monthly payments that I had made over two years.
The money that they returned to me was what I used to pay for the expenses of going to Australia, such as gathering documents, applying for a visa, and other related costs. I also used it to travel to Europe and Southeast Asia. If I had pursued buying the house, I probably would not have been able to go to Australia and would have had to stay in Dubai to work and pay for the house for 25 years.